Skip Tracing & Asset Location
Debtors move, rename, and reorganize. We locate the business and the people behind it, then review solvency and assets so effort goes where money actually exists.
Details
Commercial Collections Since Day One
The invoice you wrote off is not necessarily gone.
RTS Financial Group is a licensed and bonded commercial collection agency. We recover business-to-business debt that other agencies and in-house teams have given up on — on contingency, so our fee comes out of money you did not have before.
Licensed & Bonded
Contingency Fee
Worldwide Collections
25 Years
Rates From 10%
How a placement moves
- 1You place the accountInvoices, contract, contact history. Takes a few minutes.
- 2We locate and verifySkip tracing, asset and solvency review, so we know what is actually collectible.
- 3Demand and direct contactWritten demand followed by repeated live contact from a trained commercial collector.
- 4Negotiation or attorney referralSettlement or payment plan — or referral to our attorney network at no added fee.
- 5Funds remitted to youHeld in trust and distributed on the 5th and 23rd — or on the schedule you set — with a full accounting.
Why businesses place with us
A business partner — not just a vendor
Most agencies send letters and hope. We investigate the debtor first, work the account by hand, and keep an attorney network behind it — so the effort matches what is actually recoverable.
10–33.3%Contingency range on commercial accounts. Priced against your actual portfolio — larger files land at the low end.
5th & 23rdStandard remittance, twice a month by ACH — or whatever schedule your accounting requires.
$0Cost to place an account and get an honest read on whether it is worth pursuing.
What we do
Recovery, start to finish
From a first demand letter through judgment enforcement, handled under one roof so nothing stalls in a handoff.
Demand Letters
10-day, 7-day, and 72-hour demands on our letterhead, sent by your office. Many accounts resolve here. If the debtor pays inside the window, there is no fee.
DetailsDirect Commercial Collection
Trained collectors working your account by phone, mail, and email in staged attempts — persuasion and negotiation, not scripts.
DetailsLitigation & Judgment Recovery
A nationwide network of approved creditors’ rights attorneys, at no extra collection fee unless suit is filed. Judgment is not the finish line — garnishment, liens, and asset seizure are.
DetailsInternational Collections
Multilingual collectors and a global attorney network, with CLLA-member counsel abroad and embassy complaint procedures where they add leverage.
DetailsOutsourced Receivables
Full or partial A/R management for medium and large businesses: credit review at acquisition, clean billing, prioritized delinquency handling, and recovery.
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In their words
What clients say
★★★★★“RTS Financial Group exceeded our expectations in debt recovery. Their professionalism and efficiency made the process seamless.”
Brian Copeland
★★★★★“RTS Financial Group turned our losses into profits, making debt recovery effortless and efficient for us.”
Bruce J.
★★★★★“Their expert team swiftly recovered our debts, allowing us to concentrate on growing our business efficiently.”
Sarah T.
Global Reach
We collect wherever there is law to enforce
A debtor who moved the money offshore is counting on your agency stopping at the border. Ours does not. Twenty-five years of placements have left us with working counsel on nearly every continent.
Local counsel, not long distance
We work through attorneys who practice where the debtor actually lives — drawn from the rosters U.S. consulates maintain, vetted by us, and retained on contingency. A demand that arrives in the debtor’s own language, under the law that actually binds them, is a different letter entirely.
Governance, not distance
If a country has functioning courts and enforceable judgments, we can work there. Where there is active conflict, collapsed civil order, or sanctions that make payment unlawful, we tell you up front rather than bill you for effort that cannot land.
Twenty-five years of files
Petroleum, manufacturing, distribution, professional services — across most of the world, in most currencies, against debtors who assumed the distance would protect them. If you are wondering whether we have collected in a particular country, ask. The answer is usually yes.
Industries
We collect across the trades, distribution, and professional services
A collection agency is only useful if it understands how your customers buy, bill, and stall — wherever in the world they are. These are the fields we work in most.
AccountantsAttorneysBuilding material distributorsBuilding supply wholesalersBusiness organizationsCollection agenciesCommercial kitchen contractorsCommercial landscape contractorsCommercial plumbing contractorsDigital photography studiosDoor & window suppliersDoor wholesalersElectrical equipment suppliersEnvironmental abatement contractorsFiberglass distributorsFlooring & drywall suppliersFlooring contractorsGeneral contractors
Have an account that has gone quiet?
Tell us the balance, the age, and what has been tried. We will tell you honestly whether it is worth pursuing — before you owe us anything.