RTS Financial Group is a licensed and bonded commercial and consumer collection agency. We recover business and consumer debt that other agencies and in-house teams have given up on, on contingency, so our fee comes out of money you did not have before.
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Just drop in what you have: invoices, statements, a spreadsheet, an email. We do the rest. Takes a few minutes.
Skip tracing, asset and solvency review, so we know what is actually collectible.
Written demand followed by repeated live contact from a trained collector.
Settlement or payment plan, or referral to our attorney network at no added fee.
Held in trust and sent on the 5th and 23rd, or on your schedule, with a full accounting.
Most agencies send letters and hope. We investigate the debtor first, work the account by hand, and keep an attorney network behind it, so the effort matches what is actually recoverable.
From a first demand letter through judgment enforcement, handled under one roof so nothing stalls in a handoff.
Debtors move, rename, and reorganize. We locate the debtor, business or individual, and the people behind it, then review solvency and assets so effort goes where money actually exists.
Details10-day, 7-day, and 72-hour demands on our letterhead, sent by your office. Many accounts resolve here. If the debtor pays inside the window, there is no fee.
DetailsTrained collectors working your account by phone, mail, and email in staged attempts. Persuasion and negotiation, not scripts.
DetailsA nationwide network of approved creditors’ rights attorneys, at no extra collection fee unless suit is filed. Judgment is not the finish line; garnishment, liens, and asset seizure are.
DetailsMultilingual collectors and a global attorney network, with CLLA-member counsel abroad and embassy complaint procedures where they add leverage.
DetailsFull or partial A/R management for medium and large businesses: credit review at acquisition, clean billing, prioritized delinquency handling, and recovery.
DetailsCollections is where we started. Clients kept asking for more, so we built it.
Accounts owed by individuals, on the same contingency terms. Place your whole portfolio with one agency.
Consumer divisionWhen your business owes its vendors, we negotiate the settlements. Paid only from what we save you.
How it worksCheck a company before you extend credit. Free reports, free 10-day demand letters and a free aging analysis.
What is freeWe review your books and procedures and help write your credit policy and contract terms, so the next account never gets this far.
How we help“I have worked with RTS for 20 years with excellent results. One unique assignment was to collect the outstanding receivables on a company that went bankrupt… RTS recovered funds that no one expected to recover.”
“RTS Financial has been helping my company for 20 years on difficult receivables, when I think there is no hope in collecting an account RTS shows me otherwise! Very professional and very knowledgeable in the oil and gas industry.”
“RTS has been an amazing company to work with. The knowledge that they have has been unmatched. I would HIGHLY recommend them to help with any of your financial needs.”
A debtor who moved the money offshore is counting on your agency stopping at the border. Ours does not. Twenty-five years of placements have left us with working counsel on nearly every continent.
We work through attorneys who practice where the debtor actually lives, drawn from the rosters U.S. consulates maintain, vetted by us, and retained on contingency. A demand that arrives in the debtor’s own language, under the law that actually binds them, is a different letter entirely.
If a country has functioning courts and enforceable judgments, we can work there. Where there is active conflict, collapsed civil order, or sanctions that make payment unlawful, we tell you up front rather than bill you for effort that cannot land.
Petroleum, manufacturing, distribution, professional services, across most of the world, in most currencies, against debtors who assumed the distance would protect them. If you are wondering whether we have collected in a particular country, ask. The answer is usually yes.
A collection agency is only useful if it understands how your customers buy, bill, and stall, wherever in the world they are. These are the fields we work in most.
Tell us the balance, the age, and what has been tried. We will tell you honestly whether it is worth pursuing, before you owe us anything.