Statutes of limitations are state laws that limit the amount of time in which legal action may be taken. If a claim is over the specific statute it doesn’t necessarily preclude you from filing suit.
Statutes of Limitations (years) |
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State | Written Contracts | Written Contracts | Legal Interest Rates | Open Accounts |
Alabama | 6 | 6 | 6% | 3 |
Alaska | 6 | 3 | 8% | 6 |
Arizona | 6 | 6 | 10% | 3 |
Arkansas | 5 | 5 | 6% | 3 |
California | 4 | 4 | 7% | 4 |
Colorado | 6 | 6 | 8% | 6 |
Connecticut | 3 | 6 | 8% | 6 |
Delaware | 3 | 3 | 7% | 3 |
DC | 3 | 3 | 6% | 3 |
Florida | 5 | 5 | 10% | 4 |
Georgia | 6 | 6 | 7% | 4 |
Hawaii | 6 | 6 | 10% | 6 |
Idaho | 5 | 5 | 12% | 4 |
Illinois | 10 | 10 | 5% | 5 |
Indiana | 10 | 10 | 8% | 6 |
Iowa | 10 | 10 | 5% | 5 |
Kansas | 5 | 5 | 10% | 3 |
Kentucky | 15 | 15 | 8% | 5 |
Louisiana | 10 | 10 | 12% | 3 |
Maine | 6-20 | 6 | 6% | 6 |
Maryland | 3 | 3 | 6% | 3 |
Massachusetts | 6 | 6 | 5% | 6 |
Michigan | 6 | 6 | 6% | 6 |
Minnesota | 6 | 6 | 8% | 6 |
Mississippi | 3 | 3 | 9% | 3 |
Missouri | 10 | 10 | 10% | 5 |
Montana | 8 | 8 | 6% | 5 |
Nebraska | 5 | 5 | 6% | 4 |
Nevada | 6 | 6 | 2% | 4 |
New Hampshire | 3 | 3 | 6.50% | 3 |
New Jersey | 6 | 6 | 6% | 6 |
New Mexico | 6 | 6 | 8.75% | 4 |
New York | 6 | 6 | 16% | 6 |
North Carolina | 3 | 3 | 8% | 3 |
North Dakota | 6 | 6 | 6% | 6 |
Ohio | 15 | 15 | 7% | 4 |
Oklahoma | 5 | 5 | 6% | 3 |
Oregon | 6 | 6 | – | 6 |
Pennsylvania | 4 | 4 | 6% | 6 |
Rhode Island | 10 | 10 | 12% | 10 |
South Carolina | 3 | 3 | 8.75% | 3 |
South Dakota | 3 | 6 | 15% | 6 |
Tennessee | 6 | 6 | 10% | 6 |
Texas | 4 | 4 | 6-18% | 4 |
Utah | 6 | 6 | 10% | 4 |
Vermont | 6 | 6 | 12% | 6 |
Virginia | 5 | 5 | 6% | 3 |
Washington | 6 | 6 | 12% | 3 |
West Virginia | 10 | 10 | 6% | 5 |
Wisconsin | 6 | 6 | 5% | 6 |
Wyoming | 10 | 10 | 7% | 8 |
*The information above is believed to be accurate at the time of publication and is for reference only. RTS should be consulted for credit and collection recommendations only.