While the majority of commercial debt collection accounts never reach the litigation stage (particularly given RTS proficiency at debt recovery), it’s still sometimes necessary to travel the extra mile to recover your funds.
RTS full suite of commercial debt recovery solutions includes complete litigation services that leverage a nationwide network of tested and approved debt collections attorneys. But it takes more than mere legal acumen to recover funds, and you’ll find that RTS combines the perfect skill set for debt recovery and litigation services. Communication, persuasion, and negotiation remain critical skills throughout the entire process.

Frequently, firms will offer only debt collection or debt litigation, but not both. By combining the two, RTS Financial Group provides a comprehensive solution that streamlines and maximizes debt recovery, and will take you the extra mile to recover your funds and restore your balance sheet.
If you’ve already visited the Home Page, you’ll have realized that RTS stands apart from other commercial collection agencies, and you’ll find the same value sweeping through their entire suite of debt litigation services.
RTS provides all the strategic information you need to make the best business and legal decision you can. Litigation services don’t always make sense: the time, effort and money may yield a legal win but a monetary loss. RTS will examine the solvency and assets of debtors to determine if the account can ultimately be collected.

Seamless integration of litigation services into debt recovery efforts, refined negotiation, and mediation skills, plus core legal expertise all add up to a legal process that’s prompt and painless to you. All actions and legal filings are expedited to minimize delays and maximize speedy resolution.
RTS strives to render an enormously complex legal process into an avenue for debt recovery that’s easy-to-understand and pursue. You shouldn’t have to be a legal expert to understand your options, and the specialists and legal advisors at RTS speak the language of business. You’ll have a single point of contact throughout the proceedings, along with full and constant strategic appraisals of the ongoing process. Plus, pricing for litigation is simple and straightforward.

If it doesn’t boost your bottom line, it isn’t victory.
Successfully obtaining a judgment is only the first half of the litigation process. The rest is follow-through, RTS hallmark of professionalism. This can include pursuit of the judgment through garnishment, obtaining property liens, seizing assets and more.
Many debt collection lawyers take legal victory as ultimate victory. But RTS recognizes that if it doesn’t boost your bottom line, it isn’t victory. RTS will persist until your money has been recovered

Typical Collections Procedure – Legal

In a minority percent of cases, our internal collection strategies will fail. If this proves to be the case, the account is then forwarded to our Legal Department and a secondary collection procedure begins.

• 1. The attorney typically sends an initial letter on his/her stationary and begins contacting the debtor on a local basis. This may include a blend of phone calls, letters, and visitation, and continues for the next 30 days. This stage of collection may involve letters, settlements, credits, returns, payment plans, conference calls, appointments, etc.
• 2. In the event of a fraudulent transaction, or NSF check, our attorneys will continue to deal directly with the sheriff’s department, with whom working relationships are already in place, to further expedite the collection process.
• 3. At this point, our attorneys usually obtain either a promise and/or a time to continue the conversation. As events unfold, we forward all correspondence to our client.
• 4. Upon receipt of certified funds, we are forwarded the monies, submit a faxed copy to you for your records, deposit the check into our trustee account, and remit accordingly.

Again, in a small percentage of cases, the debtor will still refuse to resolve the matter willingly. If this proves to be the case, the account can be moved into a tertiary collection stage involving the possibility of litigation. This motion is at the clients’ discretion and will not be explored without express authorization. If authorization is not granted, the account is closed.

• 1. If the collection attorney has not secured payment within 30 days of receipt, he/she will notify us of suit requirements, which are generally a modest amount, including only filing fees for that particular county, parish, province, or economic region. Our legal department will then confer with the client to discuss whether or not this would be a profitable avenue of pursuit.
• 2. Upon litigation, we will work in conjunction with the parties involved to secure a judgment. This can sometimes become time-consuming and may involve representation from our clients for the purposes of legal testimony.
• 3. Once judgment is secured, we will receive payment, submit a faxed copy to you for your records, deposit the check into our trustee account, and remit accordingly.